Personal Loan
| Borrow | Interest rate from | Repayment period | Annual Percentage Rate | |
|---|---|---|---|---|
| Up to JOD 60,000 | 10% per annum | From 6 to 72 months | Starting from 10.37% |
Here's what you get*:
- High loan amounts, depending on your eligibility. You can borrow up to JOD 60,000
- Instalment deferment option - defer your monthly instalment up to two times a year
More great benefits*:
- Minimal paperwork, making your loan application process as straightforward as possible
- Credit life protection - in case of an unfortunate event of loss of life, your total outstanding loan amount will be covered*
- Attractive pricing discount for Premier and Advance customers
- Salary starting from JOD 400 per month
Plus:
- Free internet banking
- Access to 24/7 phone banking
You can apply for a personal loan if:
- You're a Jordanian national aged between 21 and 65 years
- You're an expatriate aged between 21 and 65 years
- You earn a minimum monthly salary of JOD 400
| DESCRIPTION | CHARGES |
|---|---|
| Annual Percentage Rate (APR) | Starting from 10.37% |
| Arrangement fee for new loans and top ups | 1% of loan amount |
| Late payment charge | JOD 10 |
| Loan insurance protection | Free |
| Early settlement of loan | 1% of outstanding loan amount |
| NIL for tenure less than 1 year | |
| Installment deferment fee | 2 cost-free deferments per year |
| JOD 10 per deferment thereafter |
| Required Documentation - PAL/SAL | |
|---|---|
| Application | Loan Application & Agreement Form |
| Primary Identification | Jordanian: National ID Expatriates: Valid Passport & Residency Card |
| Evidence of Income |
Private Companies - Salary Transfer Letter (STL) Government Companies - Salary Deduction Letter (SDL) |
| Bank Statement | Buy-outs: Last 6 months bank statement |
| Liability Letter (not more than 30 days old) | Required for Buy-out only |
| Cashier's Order Cheque (COC) Request | Required for Buy-out only |
Why delay the important things in life - make your move today with a low-interest HSBC personal loan.
Ready to apply?
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