HSBC VISA Gold Credit Card
Choose a credit card with great benefits and international recognition.
HSBC Credit Shield Plus
Waives the outstanding balance on your credit card, in the unfortunate event of death, permanent total disability or critical illness.
You can enjoy this benefit for just 0.5% of your monthly outstanding balance which will be reflected in your monthly card statement.
| VISA/ MasterCard Gold | Fees and Charges |
|---|---|
| Primary Card Annual Fee | JOD 65 for Personal Banking Customers* |
| Supplementary Cards (shared limit) | 2 Free |
| Minimum Payment | 5% of Outstanding Balance |
| Finance Charge on Purchases per month* | 2.25% |
| Card Replacement Fee | JOD 10 |
| Late Payment Fee | JOD 15 |
| Over-limit Fee | JOD 20 |
| Copy of sales slip / Credit Card statement | JOD 10 |
| Charge for disputing a transaction subsequently found to be genuine | JOD 20 |
| Access to HSBC Current/ Savings Account via HSBC ATMs in Jordan | FREE |
| Access to HSBC Current/ Savings Account via MasterCard/Cirrus or Visa Plus ATMs | JOD 5 per transaction |
| Access to HSBC Current/Savings Account via JOnet ATMs in Jordan | JOD 0.5 |
| Access to HSBC Current/Savings Account via Global Access ATMs | JOD 2.5 per transaction |
| Foreign currency transactions |
3.5% |
| Charges for issuing Paper Statement | JOD 1 |
| Credit Shield Plus | 0.5% of outstanding balance |
Note:
- The Bank reserves the right to alter all fees and charges of products and services detailed in this schedule from time to time by giving prior written notice to the Cardholder. Such charges will apply from the effective date specified by the Bank
* For Advance customers the Gold Credit Card will be free for the first year the 50% discount on annual fees is applicable after the first year.
- Charges are applicable in case Cardholder is more than one payment overdue
