HSBC Classic Credit Card
Low annual fee. Plenty of perks
Here's what you get:
- Competitive 2.25% monthly interest rate - on retail purchases
- 60% cash advance of your available credit limit
More great benefits:
- Up to 2 Supplementary cards - to share amongst your family, at no charge, if your limit is shared. That way, you ensure no one is ever left out of pocket
- Access your account anywhere - with ATM access, you can transfer money and pay your bills, across all your HSBC Credit Card, Current and Savings accounts
home&Away
Wherever you are in the world, grab exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries and at home.
- Go to homeandaway.hsbc.com for more details
HSBC Credit Shield Plus
Waives the outstanding balance on your Credit Card, should you pass away or suffer from permanent total disability or critical illness.
To get covered, 0.5% will be taken from your monthly outstanding balance per policy and will reflect in your monthly statement.
Quick and easy ways to pay your card bill - via Phone Banking and Internet Banking, in person at your branch or put a cheque in the post. See the table below for more details.
| Your payment options: | How to pay your bill: | How long it takes to credit your account: |
|---|---|---|
| Free Autopay Service | Call 08004320 to set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance. | 1 working day |
| Internet Banking | Transfer money to your credit card account. | 1 working day |
| Cash deposit machines | Pay your bill instantly by depositing cash at any of the HSBC Cash Deposit Machines in the Jordan. |
|
| ATMs | Transfer money from your HSBC Current or Savings account to your HSBC credit card, through any HSBC ATM in the Jordan or worldwide. Or deposit cash or cheques at any HSBC ATMs in the Jordan. |
2 working days for cash payments 7 working days for cheque payments |
| Branches | Deposit cash or cheques at any HSBC branch in the Jordan. (You may be charged a fee if your cheque is dishonoured.) | 1 working day for cash payments 7 working days for cheque payments |
| Phone Banking | Call our Phone Banking Service on 0800 4320 to transfer money to your HSBC card account. | 1 working day |
| HSBC Classic Credit Card | Fees and Charges |
|---|---|
| Primary Card Annual Fee | JOD 35 |
| Minimum Payment | 5% of outstanding balance or JOD 10 which every is higher |
| Finance charge on purchase per month * | 2.25% |
| Card Replacement Fee | JOD 20 |
| Late Payment Fee | JOD 15 |
| Over Limit Fee | JOD 15 |
| Copy of sales slip | JOD 10 |
| Copy of credit card statement | JOD 20 |
| Access to HSBC Current/ Savings Account via MasterCard/Cirrus or Visa Plus ATMs | JOD 5 per transaction |
| Access to HSBC Current/Savings Account via JOnet ATMs in Jordan | JOD 0.5 |
| Access to HSBC Current/Savings Account via Global Access ATMs | JOD 2.5 per transaction |
| Charges for issuing paper statement | JOD 1 |
| Credit Shield Plus | 0.5% of Outstanding Balance |
Note:
- The Bank reserves the right to alter all fees and charges of products and services detailed in this schedule from time to time by giving prior written notice to the Cardholder. Such charges will apply from the effective date specified by the Bank.
- Charges are applicable in case Cardholder is more than one payment overdue.
