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Motor Insurance

Agency repairs	Premiums	Hire car due to accident	Off-road cover
Yes	Competitive against the market	Yes (optional, extra)	Yes

Here's what you get:

• 24-hour accident and recovery service
• Agency repairs for new vehicles

More great benefits:

• New vehicle replacement - for write-offs of brand-new vehicles, in the first six months

Plus:

• 12 months guaranteed repairs

Medical expenses

Here's what you get:

• Medical reimbursement up to JOD 7,500 per person
• In case of death and total disability , a total of JOD 20,000 will be paid per person

Optional coverage

Here's what you get:

• Coverage for the driver - if you're in an accident
• Personal accident coverage of up to JOD 20,000 per person

More great benefits:

• Agency repairs

You can get vehicle insurance if:

• You're a resident of Jordan
• You're over 18 years old and have a driving license
• Your vehicle is less than 15 years old

Vehicle Insurance Exceptions.

• Mechanical or electrical breakdown or wear and tear
• Overloading in terms of number of passengers
• Damage to tyres in isolation
• Using it for the purpose it is not registered for. e.g. commercial, racing, tourism
• Driver at the time of accident is below the age of 18 and doesn't have a driving license
• Vehicle is driven under the influence of alcohol, drug
• If the accident is due to traffic violation
• Reasonable care is not taken. Ex: leaving the keys in the ignition
• War and terrorism
• Outside territorial limits

Exclusions have been kept to a minimum on this page. Details of full exclusions will be available on the policy terms and conditions.

Why can't the insurance and registration be in two different names?

The policy holder should normally be both the primary driver of the vehicle and the registered owner. The Policy Holder must have a financial interest in the vehicle. The traffic department will only register a vehicle in the name stated on the insurance certificate.

How do you calculate my insurance premium?

A number of factors are used to calculate your insurance premium. Amongst these factors are the age of the driver, length of driving experience, claims history, location, vehicle value and type.

Why has my excess increased?

The standard excess is increased for high value vehicles, high performance vehicles, young drivers and for drivers with a poor claims history.

Your Middle Insurance vehicle policy automatically covers private cars when being driven off-road provided your car has 4-wheel drive capability and you are not using the vehicle in a race or competitive event.