Enjoy a low annual fee and plenty of perks with our Classic Credit Card.
Low annual fee. Plenty of perks
Here's what you get:
- Competitive 1.75% monthly interest rate on retail purchases
- Cash advance on up to 30% of your available credit limit
More great benefits:
- Up to two supplementary cards - share with family members and enjoy a shared limit
- Access your account anywhere - with ATM access, you can transfer money and pay your bills across all your HSBC credit card, current, and savings accounts
Home & Away
Wherever you are in the world, grab exclusive offers on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries and at home.
- Go to homeandaway.hsbc.com for more details
HSBC Credit Shield Plus
Credit Shied Plus waives the outstanding balance on your credit card in the unfortunate event of death, permanent total disability or critical illness of the primary card holder. In addition to this, in case any of the above unfortunate events occur a payment of up to JOD 3,550 will be paid by MetLife ALICO directly to the card holder or the beneficiaries
You can enjoy this benefit for just 0.5% of your monthly outstanding balance which will be reflected in your monthly card statement.
Quick and easy ways to pay your card bill - via phone and internet banking, in person at your branch, or by putting a cheque in the post. See the table below for more details.
| Your payment options: | How to pay your bill: | How long it takes to credit your account: |
|---|---|---|
| Free Autopay Service | Call 08004320 to set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance. | 1 working day |
| Internet Banking | Transfer money to your credit card account. | 1 working day |
| Cash deposit machines | Pay your bill instantly by depositing cash at any of the HSBC Cash Deposit Machines in Jordan. |
|
| ATMs | Transfer money from your HSBC Current or Savings account to your HSBC credit card, through any HSBC ATM in Jordan or worldwide. Or deposit cash or cheques at any HSBC ATMs in Jordan. |
2 working days for cash payments 7 working days for cheque payments |
| Branches | Deposit cash or cheques at any HSBC branch in Jordan. (You may be charged a fee if your cheque is not honoured.) | 1 working day for cash payments 7 working days for cheque payments |
| Phone Banking | Call our Phone Banking Service at 0800 4320 to transfer money to your HSBC card account. | 1 working day |
| HSBC Classic Credit Card | Fees and Charges |
|---|---|
| Primary Card Annual Fee | JOD 35 |
| Minimum Payment | 5% of outstanding balance or JOD 10, whichever is higher |
| Finance charge on purchases | 1.75% on outstanding balance |
| Annual Percentage Rate (APR) | Starting from 21% |
| Card Replacement Fee | JOD 20 |
| Late Payment Fee | JOD 15 |
| Over Limit Fee | Up to JOD 30 |
| Access to HSBC Current / Savings Account via MasterCard / Cirrus or Visa Plus ATMs | JOD 5 per transaction |
| Access to HSBC Current / Savings Account via JOnet ATMs in Jordan | JOD 0.5 |
| Access to HSBC Current / Savings Account via Global Access ATMs | JOD 2.5 per transaction |
| Charges for issuing paper statement | FREE |
| Credit Shield Plus | 0.5% of Outstanding Balance |
Note:
- The Bank reserves the right to alter all fees and charges of products and services detailed in this schedule from time to time by giving prior written notice to the cardholder. Such charges will apply from the effective date specified by the Bank.
- Charges are applicable in case cardholder is more than one payment overdue.
A credit card that serves all your basic purchasing needs, with excellent extras.
