We recognise that as an Advance customer, you demand great value as well as all the best products and services that money can buy, wherever you are in the world. With the HSBC Advance Platinum Credit Card, you will enjoy benefits that are designed to provide excellent value as well as worldwide recognition.
Advantages include:
- Free annual fees for the first year*
- Up to 56 days interest free credit on purchases when you settle your monthly outstanding balance in full
- Competitive 2.25% monthly interest rate - on retail purchases
- 50% cash advance of your available credit limit. This incurs a low monthly interest rate of 3.00%
More great benefits:
- Up to two supplementary cards to share with family members. The cards come at no extra charge, and with a shared limit no one is ever left in a bind
- Access your account anywhere – with ATM access, you can transfer money and pay your bills across all your HSBC credit card, current, and savings accounts
Home & Away
Wherever you are in the world, take advantage of exclusive offers and privileges on shopping, dining, leisure, and entertainment at 19,000 outlets across 160 countries and at home.
Go to homeandaway.hsbc.com for more details.
Terms and conditions apply
Lounge Access
Experience special lounge access as an Advance cardholder, giving you many value-added services, as offered in the following airports.
Advance Cardholders Airport Lounge Access starting 1st June 2013
| Country | Lounge and Location | Eligible for cards issued in | Free* Access Valid For |
|---|---|---|---|
| UAE | Marhaba Lounge – Terminal 1 & 3 Dubai International Airport |
UAE, Egypt, Qatar, Oman, Jordan, Lebanon, Bahrain, Saudi Arabia, Kuwait & Pakistan | Primary Cardholder Supplementary Cardholder Accompanied children below 12 years |
| Egypt | First Class Lounge – Terminal 1 Exclusive Service Lounge – Terminal 3 Cairo International Airport |
UAE, Egypt, Qatar, Oman, Jordan, Lebanon, Bahrain, Saudi Arabia, Kuwait & Pakistan | Primary Cardholder Supplementary Cardholder Accompanied children below 12 years |
| Jordan | Crown Lounge Queen Alia International Airport |
UAE, Egypt, Qatar, Oman, Jordan, Lebanon, Bahrain, Saudi Arabia, Kuwait & Pakistan | Primary Cardholder Supplementary Cardholder Accompanied children below 12 years |
* Policy excludes Guests – fees will be charged as per respective country's lounge management offices
HSBC Credit Shield Plus
Credit Shied Plus waives the outstanding balance on your credit card in the unfortunate event of death, permanent total disability or critical illness of the primary card holder. In addition to this, in case any of the above unfortunate events occur a payment of up to JOD 3,550 will be paid by MetLife ALICO directly to the card holder or the beneficiaries
You can enjoy this benefit for just 0.5% of your monthly outstanding balance which will be reflected in your monthly card statement.
There are numerous quick and easy ways to pay your card bill - via phone and internet banking, in person at your branch, or by putting a cheque in the post. See the table below for more details on other easy payment options.
| YOUR PAYMENT OPTIONS: | HOW TO PAY YOUR BILL: | HOW LONG IT TAKES TO CREDIT YOUR ACCOUNT: |
| Free Autopay Service | Call 800 4320 to set up a standing instruction to debit your HSBC Current or Savings account every month. Pay 5% to 100% of your monthly outstanding balance. | 1 working day |
| Internet Banking | Transfer money to your credit card account. | 1 working day |
| Cash deposit machines | Pay your bill instantly by depositing cash at any of the HSBC Cash Deposit Machines in Jordan. | |
| ATMs | Transfer money from your HSBC Current or Savings account to your HSBC credit card, from any HSBC ATM in Jordan or worldwide. Or deposit cash or cheques at any HSBC ATMs in Jordan. |
2 working days for cash payments 7 working days for cheque payments |
| Branches | Deposit cash or cheques at any HSBC branch in Jordan. (You may be charged a fee if your cheque is not honoured.) | 1 working day for cash payments 7 working days for cheque payments |
| Phone Banking | Call our Phone Banking Service at 800 4320 to transfer money to your HSBC card account. | 1 working day |
| DESCRIPTION | HSBC ADVANCE CREDIT CARD |
| Primary Card Annual Fee | Free* |
| Supplementary Cards (shared limit) | 2 Free |
| Minimum Payment | 5% of Outstanding Balance or JOD 10 (Whichever is higher) |
| Finance Charges (Retail Transactions)* | 1.75% of outstanding balance |
| Annual Percentage Rate (APR) | Starting from 21% |
| Cash Advance Fee | 1.75% |
| Card Replacement Fee | JOD 10 |
| Late Payment Fee | JOD 15 |
| Over limit Fee | Up to JOD 30 |
| Access to HSBC Current / Savings Account via HSBC ATMs in Jordan | FREE |
| Access to HSBC Current / Savings Account via MasterCard/ Cirrus or Visa Plus ATMs | JOD 5 per transaction |
| Access to HSBC Current / Savings Account via JOnet ATMs in Jordan | JOD 0.5 |
| Access to HSBC Current / Savings Account via Global Access ATMs | JOD 2.5 per transaction |
| Foreign Currency Transactions | 1.75% |
| Paper Statement Charges | FREE |
| Credit Shield Plus | 0.5% of Outstanding Balance |
Our Advance Credit Card - designed with your lifestyle in mind.
